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SBA 7(a) Loans
Smart, Affordable Capital for Real Business Growth
The SBA 7(a) Loan Program is one of the most powerful and flexible financing tools available to small businesses in the U.S. Backed by the Small Business Administration, it provides access to long-term, low-cost funding that’s designed to support real growth — not just short-term survival.
Whether you’re expanding, hiring, buying equipment, or even acquiring another business, the SBA 7(a) loan gives you the capital to move forward confidently, with terms that protect your cash flow and support long-term success.
Who This Is For
✅ Established businesses with strong credit history
✅ Entrepreneurs seeking capital for growth or refinancing
✅ Companies looking for structured, long-term repayment options
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Loan Details
Loan Details
Feature | Bank Term Loan | SBA 7(a) Loan |
|---|---|---|
Loan Amount | Up to $5 million | Up to $5 million |
Interest Rate | Varies based on lender | Starting at 10.25% APR |
Repayment Terms | 2–5 years | Up to 10 years |
Approval Time | Approved same day with required documents | Approved same day with required documents |
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Benefits of SBA 7(a)
✔️ Loan Amounts Up to $5 Million
Fund major moves — from new locations to working capital and beyond.
✔️ Longer repayment periods for improved cash flow
✔️ Can be used for working capital, equipment, real estate, and more
✔️ Backed by the U.S. Small Business Administration (SBA 7a only)
✔️ Ideal for refinancing higher-interest debt
What You’ll Need to Apply
2+
years in business
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Strong personal and business credit
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Business financials (P&L, balance sheet, tax returns)
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Loan purpose and amount requested
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